Medicare Services in Union City, NJ for Every Stage
Nine kinds of help, from your first card to your yearly check
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Medicare Services in Union City, NJ, Organized by Question
People rarely arrive with one tidy question. A neighbor about to turn 65 is juggling Part B dates, drug plans and supplements at the same time. A retired couple wants to trim costs before they shop for anything. Someone already enrolled just wants to know if January will bring surprises.
So we split our help into nine topics, one page each. Every page uses 2026 figures from Medicare and plain language, and every page ends with the questions Union City residents ask us most. Read what fits today, or book a single free review that covers whatever applies.
Numbers worth knowing for 2026: $202.90 standard monthly Part B charge · $283 Part B deductible · $1,736 hospital deductible per benefit period · $2,100 annual drug spending ceiling · fall enrollment October 15 through December 7.
Figures are for 2026 and change each year. Last reviewed October 30, 2026.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Browse Our Nine Medicare Services
Medicare Advantage
All-in-one Part C plans, checked against your doctors and medicines.
Medicare Supplement (Medigap)
Add-on policies that soften the bills Parts A and B do not fully pay.
Part D Drug Plans
Drug coverage sorted by your exact prescriptions and pharmacy.
Original Medicare Guidance
How Parts A and B work, what they cost and when to sign up.
Turning 65 and Enrollment
Dates, steps and penalties to watch as your birthday nears.
Dual Eligible D-SNP Plans
Coordinated coverage when NJ FamilyCare and Medicare overlap.
Help Paying for Medicare
Savings programs that can lower premiums and drug costs.
Dental, Vision and Hearing
Where routine teeth, eye and ear care fits in your coverage.
Annual Plan Review
A yearly check that your plan still fits before fall deadlines.
A Simple Way to Pick Your Starting Page
Birthday coming up within a year? Begin with turning 65 and enrollment, then read the Original Medicare guide. Together they cover the deadlines that carry lifelong penalties.
Deciding how to cover the gaps? Put Medicare Advantage next to a Medigap policy, then look at Part D drug coverage. Worried most about cost? Try help paying for Medicare and dual eligible plans. Already covered? The annual plan review and dental, vision and hearing pages are good next stops.
Neutral counseling at no charge is also offered by NJ SHIP (nj.gov)(link leaves this site), and you can read Medicare's own overview at Get started with Medicare (Medicare.gov)(link leaves this site).
One Conversation, Every Topic
There is no wrong place to begin. Tell us what is on your mind and we will sort out which questions matter, at no charge.
Click to CallQuestions About These Services
I am not sure which topic fits me. Where do I start?
Pick the closest one, or skip the reading and book a review. In one conversation we can touch on every topic that applies to you.
Is there a fee for any of this?
No. Every service listed here is free to you. If you enroll, the insurer pays us, and your price is unchanged.
Can you help a relative who lives with us on Palisade Avenue?
Yes. With your relative's permission, we can talk with the whole family, and in Spanish if that is easier.